- Best Practices New Normal
- Digital Dentistry
- Data Security
- Implants
- Catapult Education
- COVID-19
- Digital Imaging
- Laser Dentistry
- Restorative Dentistry
- Cosmetic Dentistry
- Periodontics
- Oral Care
- Evaluating Dental Materials
- Cement and Adhesives
- Equipment & Supplies
- Ergonomics
- Products
- Dentures
- Infection Control
- Orthodontics
- Technology
- Techniques
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- Emerging Research
- Pediatric Dentistry
- Endodontics
- Oral-Systemic Health
The savvy dental hygienist, part 2: Tips on setting up the home office and managing personal finances
First, decide who’s the financial team leader. That person must meet quarterly with the other spouse to go over any questions and concerns. Second, designate one spot in your house for all financial items. An extra bedroom, which is quiet, works best. But a kitchen corner, dining room corner, or basement will work fine.
First, decide who’s the financial team leader. That person must meet quarterly with the other spouse to go over any questions and concerns.
Second, designate one spot in your house for all financial items. An extra bedroom, which is quiet, works best. But a kitchen corner, dining room corner, or basement will work fine.
The Home Office
Make sure you have:
A shredder that has a capacity of 15 pages.
A home safe. Most banks and credit unions don’t have safe deposit units anymore.
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Financial Tips and Tricks
1. You can still do bills by hand, yet online resources are great and virtually fool-proof these days.
Set up your budget with Mint. It’s free and will work with your smart phone. Make sure it includes all your categories:
If you have irregular income, use the lowest income you’ve had for the last 3-6 months.
Fixed expenses:
Mortgage
Auto payments
Insurance
*Saving for retirement, college
*Gym
Variable Expenses:
Groceries
Dining out
*Sports activities
Entertainment
*Donations
*Gifts
*Household expenses
Cable-Internet-Phone bundle
Cell phone
*Vacation
*Areas often missed in budget setups.
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2. For $10 a month, Quicken will pay your bills and reconcile for you. They can monitor, pay all bills a few days in advance and will set up a year in advance.
Note: There are many tutorials on setting up home finance at https://www.youtube.com/user/Quicken/videos
3. Shred anything with your name, or any number or bar code associated with you. This includes the last four digits of your credit card or addresses on magazines.
4. Have a list of important financial people: Financial adviser, loan officer, insurance agents, attorneys, home improvement contractors, CPA.
5. What to keep in your home safe:
Tax Records. I keep forever.
Birth and death certificates, marriage licenses, and vaccinations records.
Home deeds.
Car titles.
All estate documents.
Social Security cards.
Any other paid-off loan documents.
Life and disability insurance documents
Video of all your home possessions. Do in January of even numbered years.
