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    25 ways to handle money worries during the holiday season

    The holidays can bring on a lot of stress, but these tips can help you to actually enjoy the season.


    11. Don’t buy decorations. Use what you already have.

    12. Call your single friends on the holiday. Invite them over and let them know you care about them.

    13. Borrow holiday movies from the library instead of going to the theater. Free is good!

    14. Coordinate a family treasure hunt, snowball fight or football game. Get some exercise together as a family.

    15. Email letters. It doesn’t cost anything.

    16. Forget sending holiday cards. The postage can kill you.

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    17. Don't pay large shipping fees to get presents delivered by Christmas. Does it really matter if it is a day late?

    18. See if you can work a side job to have extra money that will also keep you out of the stores. Then, keep your goal in mind and don’t blow it.

    19. Volunteer and do something for those less fortunate. This will make you feel good.

    20. In lieu of a gift, have your family buy a gift for someone in need. Teach the spirit of the holiday to your kids.

    21. Have a Secret Santa for your extended family instead of having to buy every member of your family a gift. A little surprise and excitement is what is really needed.

    22. Give coupons to volunteer to babysit or shovel a driveway. This is being thoughtful.

    23. Go caroling with family and friends. It will make you feel like you are a part of a community.

    24. Don’t go shopping on Thanksgiving or the day after. You aren’t going to miss anything but chaos. Sleep in and enjoy time with your family.

    25. And finally, appreciate what you have. Things don’t make people happy in the long run. Your health and loved ones are what really matter.

    I know that some of you will think that I am a grinch and am being ridiculous, but the amount of debt that people incur around this time of year is truly staggering. To spend beyond our means will set us back financially for 2018. I’m not being a grinch; I’m just being someone who wants you to think about your finances as you enjoy this wonderful time of year.

    Lisa Newburger, LISW-S
    Lisa Newburger, a master's level social worker supervisor, helps audiences find humor in talking about tough topics. Her "in-your-face" ...


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